Our Team


Raymond Lussier

Investment Advisor Representative

Raymond Lussier is a dedicated professional who offers his clients a wide range of services.  He is a Registered Financial Consultant (RFC), Insurance Agent and an Investment Advisor Representative of USA Financial Securities, a Registered Investment Adviser.  Raymond Lussier is a well-known financial educator.  His retirement and tax workshops have been widely attended mainly by retirees.  He specializes in working with retirees and those about to retire who want help in protecting their assets and creating an income plan for their lifetime.  He helps his clients avoid the common mistakes made by many retirees.

Ray’s tax saving strategies have shown many client’s how they may be able to minimize their taxes, reduce or reduce taxation of social security benefits, reduce or avoid estate taxes, and better protect their estate values.  His clients include retired government employees, retired teachers, fire & police, physicians and business executives approaching retirement.

He specializes in working with retirees and those about to retire who want help in protecting their assets and creating an income plan.

He helps his clients avoid the common mistakes made by many retirees and explains how he has counseled hundreds to avoid these pitfalls.  You can sign up through this website for one of his educational workshops.

Focusing on financial estate and retirement planning issues for retirees, Ray’s mission is in helping his clients create and, in particular, maintain their financial independence.  With over twenty nine years in the insurance and financial services industry Ray’s professional experience is well suited to help retirees with various financial concerns.

Ray provides financial planning services, retirement planning services, investment services, and insurance services.  Ray has successfully established and managed his own company and through the years has built a diversified team of trained professionals to help meet his client’s financial needs.  In order to provide for the numerous aspects of financial planning, the dedicated professional staff- also work with a qualified referred attorney and CPA in order to provide a comprehensive retirement plan.

On a personal note, Ray and his wife of more than 40 years have three daughters and four grandchildren.  Ray is a native of Massachusetts and has resided in Tewksbury, MA for the last 30 plus  years.  Ray served three years in the United States Army’s Elite Special Forces Green Beret Unit and received the Bronze Star for valor during his tour in Vietnam.  Upon completion of his military services, he attended and received his Degree and Master Degree from Boston State College.

Licenses & Designations:

  • Series 7 License (General Securities License)
  • Series 65 License (Investment Advisor Representative)
  • Series 63 License (The Uniform Securities Agent State Law Examination)
  • RFC (Registered Financial Consultant)
  • Life, Accident and Health Insurance Licenses


  • Degree from Boston State College
  • Master Degree from Boston State College


Raymond Lussier is an investment adviser representative of, and securities and advisory services are offered through, USA Financial Securities Corp., Member FINRA/SIPC. www.finra.org A Registered Investment Adviser located at 6020 E. Fulton St., Ada, MI 49301. Financial Advisors Network is not affiliated with USA Financial Securities.

Raymond Lussier is authorized to transact securities-related business and investment advisory services only in states where he is properly registered. For investment products and services these states include: CA, FL, MA, ME, NH, OH, SC. For investment advisory services these states include: CA, FL, IL, MA, ME, NC. NH, OH. Clients who are not residents of these states cannot be serviced. This website is not intended to provide investment, legal, or tax advice, nor to effect securities transactions or to render personal advice for compensation.

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